The U.S. Department of Agriculture offers a variety of programs to help low to moderate-income households achieve homeownership. Contrary to popular opinion many properties located in suburban areas of moderatly populated areas qualify.  This allows applicants with limited resources finance 100% of their purchase including closing costs.

USDA Loans are an attractive option because:

• Minimal closing cost
• Low or no down payment
• More relaxed credit standards (600 score)

USDA loans can be used toward the purchase and renovation of a previously owned home or new construction. Income guidelines do apply.

Find out if you qualify for an RHS Loan.